[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.chequepoint.cz\/mozna-ta-posledni-nadeje\/#Article","mainEntityOfPage":"https:\/\/www.chequepoint.cz\/mozna-ta-posledni-nadeje\/","headline":"Mo\u017en\u00e1 ta posledn\u00ed nad\u011bje","name":"Mo\u017en\u00e1 ta posledn\u00ed nad\u011bje","description":"Nebankovn\u00ed sektor nez\u00edskal v minulosti zrovna tu nejlep\u0161\u00ed pov\u011bst. A to p\u0159edev\u0161\u00edm proto, \u017ee se do n\u011bj v dob\u00e1ch divok\u00e9ho zrodu na\u0161eho kapitalismu vet\u0159eli i ti, kdo v n\u011bm nem\u011bli...","datePublished":"2019-09-17","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.chequepoint.cz\/author\/#Person","name":"","url":"https:\/\/www.chequepoint.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/614460c3109f6ef46730ae87c5e2be623f574940fabcec1214dc0d8d5af688cf?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/614460c3109f6ef46730ae87c5e2be623f574940fabcec1214dc0d8d5af688cf?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"chequepoint.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.chequepoint.cz\/wp-content\/uploads\/img_a343857_w3185_t1557222816.jpg","url":"https:\/\/www.chequepoint.cz\/wp-content\/uploads\/img_a343857_w3185_t1557222816.jpg","height":0,"width":0},"url":"https:\/\/www.chequepoint.cz\/mozna-ta-posledni-nadeje\/","about":["Web"],"wordCount":485,"articleBody":"       Nebankovn\u00ed sektor nez\u00edskal v minulosti zrovna tu nejlep\u0161\u00ed pov\u011bst. A to p\u0159edev\u0161\u00edm proto, \u017ee se do n\u011bj v dob\u00e1ch divok\u00e9ho zrodu na\u0161eho kapitalismu vet\u0159eli i ti, kdo v n\u011bm nem\u011bli co pohled\u00e1vat. Ale to u\u017e je v\u00edcem\u00e9n\u011b d\u00e1vn\u00e1 minulost. Tac\u00ed u\u017e vesm\u011bs provozov\u00e1n\u00ed podobn\u00e9ho byznysu opustili, kdy\u017e jim u n\u00e1s p\u0159estala p\u0161enka kv\u00e9st, a ti, kdo v n\u011bm zbyli, by se dali nejednou ozna\u010dit nikoliv za \u0161k\u016fdce, ale pr\u00e1v\u011b naopak za jedny z posledn\u00edch dobrod\u011bj\u016f, schopn\u00fdch a ochotn\u00fdch pomoci t\u011bm, kdo to pot\u0159ebuj\u00ed. Jist\u011b, p\u0159\u00edli\u0161 chv\u00e1ly tu zase p\u011bt net\u0159eba, proto\u017ee to tito ned\u011blaj\u00ed z ryze altruistick\u00fdch pohnutek, n\u00fdbr\u017e jenom a pouze proto, \u017ee je to \u017eiv\u00ed, ale p\u0159ece jenom by bylo nespr\u00e1vn\u00e9 to nezm\u00ednit. Je to t\u0159eba pr\u00e1v\u011b hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu od t\u011bchto, co m\u016f\u017ee spasit \u010dlov\u011bka, kter\u00e9mu u\u017e v\u00e1\u017en\u011b ani banky, ani nikdo jin\u00fd p\u016fj\u010dit nechce. Proto\u017ee je to pr\u00e1v\u011b nebankovn\u00ed sektor, kde se automaticky neodm\u00edt\u00e1 jenom proto, \u017ee m\u00e1 \u017eadatel vcelku n\u00edzk\u00fd p\u0159\u00edjem nebo ne zrovna valn\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed a naopak tak\u00e9 m\u016f\u017ee opl\u00fdvat negativem v podob\u011b z\u00e1znamu v registru dlu\u017en\u00edk\u016f. Tady se z toho zase a\u017e tak velk\u00fd probl\u00e9m ned\u011bl\u00e1. Sta\u010d\u00ed nab\u00eddnout takov\u00e9 spole\u010dnosti coby z\u00e1stavu vlastn\u00ed nemovitost (klidn\u011b i pouh\u00fd dru\u017estevn\u00ed nebo st\u00e1tn\u00ed byt) a \u010dlov\u011bk m\u016f\u017ee dostat p\u016fj\u010dku a\u017e ve v\u00fd\u0161i sedmdes\u00e1ti procent ceny t\u00e9to nemovitosti. A sta\u010d\u00ed poslat p\u00e1r jej\u00edch fotografi\u00ed e-mailem, aby bylo r\u00e1zem jasn\u00e9, co se nab\u00edz\u00ed takov\u00e9mu \u017eadateli za mo\u017enosti. Mezi pozitiva takov\u00e9 p\u016fj\u010dky pat\u0159\u00ed to, \u017ee ji lze z\u00edskat velice rychle a bez zbyte\u010dn\u00e9ho pap\u00edrov\u00e1n\u00ed. D\u00e1le si je tu mo\u017eno sjednat i dlouhou dobu spl\u00e1cen\u00ed, klidn\u011b i cel\u00fdch t\u0159icet let (co\u017e pochopiteln\u011b z\u00e1le\u017e\u00ed i na \u017eadatelov\u011b v\u011bku), co\u017e sni\u017euje spl\u00e1tky, lze tu po\u010d\u00edtat i s hodn\u011b n\u00edzk\u00fdmi \u00faroky. A pen\u00edze, je\u017e \u017eadatel t\u00edmto zp\u016fsobem z\u00edsk\u00e1, lze pou\u017e\u00edt prakticky na cokoliv. M\u00e1te-li tedy pot\u0159ebu si p\u016fj\u010dit pen\u00edze, ov\u0161em dost mo\u017en\u00e1 i zcela opr\u00e1vn\u011bn\u011b tu\u0161\u00edte, \u017ee by to v bance nebo u n\u011bkoho jin\u00e9ho nedopadlo dob\u0159e, klidn\u011b vsa\u010fte i na tuto mo\u017enost. Kdyby v\u00e1m toti\u017e pozd\u011bji z n\u011bjak\u00e9ho d\u016fvodu p\u0159estala vyhovovat, m\u016f\u017eete ji p\u0159ece kdykoliv p\u0159ed\u010dasn\u011b splatit a p\u0159ej\u00edt k v\u00fdhodn\u011bj\u0161\u00ed konkurenci.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Mo\u017en\u00e1 ta posledn\u00ed nad\u011bje","item":"https:\/\/www.chequepoint.cz\/mozna-ta-posledni-nadeje\/#breadcrumbitem"}]}]