[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.chequepoint.cz\/bezte-radeji-tam-kde-vas-uvitaji\/#Article","mainEntityOfPage":"https:\/\/www.chequepoint.cz\/bezte-radeji-tam-kde-vas-uvitaji\/","headline":"B\u011b\u017ete rad\u011bji tam, kde v\u00e1s uv\u00edtaj\u00ed","name":"B\u011b\u017ete rad\u011bji tam, kde v\u00e1s uv\u00edtaj\u00ed","description":"M\u016f\u017ee se st\u00e1t, \u017ee kdy\u017e budete cht\u00edt p\u016fj\u010dit pen\u00edze v bance, tak naraz\u00edte na probl\u00e9my, kter\u00e9 jste ani ne\u010dekali. Ano, kdo to nev\u00ed, tak jist\u011b brzy zjist\u00ed, \u017ee banky jsou...","datePublished":"2017-12-18","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.chequepoint.cz\/author\/#Person","name":"","url":"https:\/\/www.chequepoint.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/614460c3109f6ef46730ae87c5e2be623f574940fabcec1214dc0d8d5af688cf?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/614460c3109f6ef46730ae87c5e2be623f574940fabcec1214dc0d8d5af688cf?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"chequepoint.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.chequepoint.cz\/wp-content\/uploads\/img_a311424_w1693_t1522231766.jpg","url":"https:\/\/www.chequepoint.cz\/wp-content\/uploads\/img_a311424_w1693_t1522231766.jpg","height":0,"width":0},"url":"https:\/\/www.chequepoint.cz\/bezte-radeji-tam-kde-vas-uvitaji\/","about":["Web"],"wordCount":452,"articleBody":"       M\u016f\u017ee se st\u00e1t, \u017ee kdy\u017e budete cht\u00edt p\u016fj\u010dit pen\u00edze v bance, tak naraz\u00edte na probl\u00e9my, kter\u00e9 jste ani ne\u010dekali. Ano, kdo to nev\u00ed, tak jist\u011b brzy zjist\u00ed, \u017ee banky jsou ohledn\u011b p\u016fj\u010dov\u00e1n\u00ed sv\u00fdch pen\u011bz velice p\u0159\u00edsn\u00e9, svou pokladnici st\u0159e\u017e\u00ed stejn\u011b jako n\u00e1rodn\u00ed poklad a jen tak n\u011bkomu z n\u00ed nep\u016fj\u010d\u00ed. Jist\u011b, m\u016f\u017eeme si myslet, \u017ee ur\u010dit\u00e1 opatrnost je v\u017edy na m\u00edst\u011b, na tom ur\u010dit\u00e1 pravda je. Ov\u0161em v\u011bt\u0161inou to funguje tak, \u017ee na klasickou bankovn\u00ed p\u016fj\u010dku dos\u00e1hnou pouze movit\u011bj\u0161\u00ed lid\u00e9, proto\u017ee jen oni jsou schopni naplnit v\u0161echny bankou stanoven\u00e9 podm\u00ednky a na tom u\u017e je n\u011bco \u0161patn\u011b.B\u011b\u017en\u00ed lid\u00e9 se tak v bance k pen\u011bz\u016fm nedostanou t\u0159eba proto, \u017ee banka jejich v\u00fdd\u011blek ze zam\u011bstn\u00e1n\u00ed ozna\u010d\u00ed za p\u0159\u00edli\u0161 n\u00edzk\u00fd, jejich v\u011bk za p\u0159\u00edli\u0161 vysok\u00fd a jejich p\u0159\u00e1n\u00ed za ned\u016fle\u017eit\u00e9. Zkr\u00e1tka ka\u017ed\u00fd klient, kter\u00fd se bance jev\u00ed v tomto sv\u011btle jako rizikov\u00fd je rad\u011bji z preventivn\u00edch d\u016fvod\u016f odm\u00edtnut. A to nemluv\u00edme o lidech, kte\u0159\u00ed maj\u00ed n\u011bjak\u00fd z\u00e1znam v registru dlu\u017en\u00edk\u016f, ti by do banky ani rad\u011bji nem\u011bli chodit. Ov\u0161em je zde je\u0161t\u011b jedna nep\u0159\u00edjemnost a tou je to, \u017ee p\u0159edt\u00edm, ne\u017e padne kone\u010dn\u00e9 rozhodnut\u00ed budete muset absolvovat \u0159adu rozhovor\u016f a dolo\u017eit spoustu fakt\u016f a soukrom\u00fdch v\u011bc\u00ed, do kter\u00fdch vlastn\u011b nikomu nic nen\u00ed. A a\u017e pot\u00e9, co si o v\u00e1s bankovn\u00ed \u00fa\u0159edn\u00edci zjist\u00ed \u00fapln\u011b v\u0161echno a vy se p\u0159i jejich v\u00fdslechu po\u0159\u00e1dn\u011b zapot\u00edte, v\u00e1m ozn\u00e1m\u00ed, \u017ee na p\u016fj\u010dku nem\u00e1te n\u00e1rok. Proto nen\u00ed divu, \u017ee \u010d\u00edm d\u00e1l v\u00edce lid\u00ed na p\u016fj\u010dku v bance rezignuje. T\u00edm sp\u00ed\u0161e, kdy\u017e je pro n\u011b u spolehliv\u00fdch nebankovn\u00edch spole\u010dnost\u00ed p\u0159ipravena f\u00e9rov\u00e1 nebankovn\u00ed hypot\u00e9ka, kter\u00e1 m\u00e1 podm\u00ednky srovnateln\u00e9 s t\u011bmi, jak\u00e9 by v\u00e1m nab\u00eddli i v bance. Ov\u0161em podstatn\u00fd rozd\u00edl je v p\u0159\u00edstupu. Nebankovn\u00ed hypot\u00e9ku si m\u016f\u017eete vy\u0159\u00eddit p\u0159es internet z domova a nemus\u00edte tedy nikam chodit. Setk\u00e1te se jen s p\u0159\u00edjemn\u00fdm a vst\u0159\u00edcn\u00fdm jedn\u00e1n\u00edm a pracovn\u00edci spole\u010dnosti se pro v\u00e1s budou sna\u017eit naj\u00edt to nejv\u00fdhodn\u011bj\u0161\u00ed \u0159e\u0161en\u00ed, a ne v\u00e1m kl\u00e1st zbyte\u010dn\u00e9 p\u0159ek\u00e1\u017eky. A to je velk\u00fd rozd\u00edl.                                                                                                                                                                                                                                                                                                                                                                                          4.6\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"B\u011b\u017ete rad\u011bji tam, kde v\u00e1s uv\u00edtaj\u00ed","item":"https:\/\/www.chequepoint.cz\/bezte-radeji-tam-kde-vas-uvitaji\/#breadcrumbitem"}]}]